Privacy Policy

Effective Date: 21 July 2023

Introduction

Welcome to https://capitalandopinions.com/. We respect your privacy and are committed to protecting your personal data. This Privacy Policy is designed to help you understand how we collect, use, disclose, and safeguard your personal information in compliance with the General Data Protection Regulation (GDPR) and other relevant data protection laws.

Please take a moment to read this Privacy Policy carefully to understand our practices regarding your personal data and how we will treat it. By accessing or using our website or app, you agree to the terms of this Privacy Policy and provide your explicit consent to the collection, use, and processing of your personal information in the manner described herein.

  1. Information We Collect

1.1 Personal Information: We don’t collect and process the following personal information about you when you interact with our website or app:

    1.2 Automatically Collected Information: When you access or use our website or app, we may automatically collect certain information about your device and usage patterns, such as:

    • IP address
    • Browser type
    • Operating system
    • Date and time of access
    • Referring website/app
    • Pages viewed and actions taken
    1. How We Use Your Information

    We use your personal information for the following purposes:

    • Provide and personalize our services to you
    • Process transactions and send transaction notifications
    • Communicate with you about your account or inquiries
    • Send you marketing and promotional communications with your explicit consent
    • Improve and optimize our website or app
    • Comply with legal obligations and enforce our terms and conditions
    • Protect our rights, privacy, safety, or property, and/or that of our users or others
    1. Legal Basis for Processing

    We rely on your explicit consent as the legal basis for processing your personal information. By using our website or app and providing your personal data, you consent to the processing of your information as outlined in this Privacy Policy.

    1. Data Sharing and Disclosure

    4.1 Third-Party Service Providers: We may share your personal information with trusted third-party service providers to perform certain services on our behalf, such as payment processing, data analysis, email delivery, hosting services, customer support, and marketing assistance. These third parties are obligated to protect your information and only use it for the purposes specified by us.

    4.2 Compliance with Laws: We may disclose your personal information when required by law, court order, or government regulation, or if we believe that such disclosure is necessary to protect our rights, privacy, safety, or property, and/or that of our users or others.

    1. Your Data Protection Rights

    Under the GDPR, you have certain rights regarding your personal data. You have the right to:

    • Access and obtain a copy of your personal information
    • Correct any inaccurate or incomplete personal information
    • Withdraw your consent at any time, if applicable
    • Request the erasure of your personal data (“right to be forgotten”)
    • Restrict the processing of your personal information under certain circumstances
    • Object to the processing of your personal data
    • Data portability (in certain situations)
    • Lodge a complaint with the appropriate data protection authority

    To exercise your rights or for any data protection inquiries, please contact us at [Contact Email Address].

    1. Data Security

    We implement appropriate technical and organizational measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction.

    1. Data Retention

    We will retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or permitted by law.

    1. Changes to this Privacy Policy

    We may update this Privacy Policy from time to time to reflect changes to our practices or for other operational, legal, or regulatory reasons. Any such changes will be effective when we post the revised Privacy Policy on our website or app. Please check this page regularly to stay informed about any updates.

    1. Contact Us

    If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at info@capitalandopinions.com

    By using our website or app, you acknowledge that you have read and understood this Privacy Policy and agree to its terms and conditions. You also consent to the collection, use, and processing of your personal data as described herein, including your explicit consent to the provisions of the GDPR.